"...cash without clawback..."

Invoice Xcelerator is a financial solution to your working capital and trade credit insurance needs. We provide 90% funding against your Accounts Receivable and then assume the risk of your customers not paying.
If your customer can't pay, Oxford takes the risk. It's Cash without Clawback.
Invoice Xcelerator is based on the popular Debtor Finance products available throughout the USA. As the leader in innovative solutions, we are delighted to introduce a product in this form into the Australian market.

Advantages of Oxford's Invoice Xcelerator:

1. Obtain certainty of cash flow and increase your profits. Use the extra cash flow in your business and don't worry about your customer's ability to pay.
2. Reduce your business risk by obtaining a cheap alternative to Trade Credit Insurance. There are no annual premiums; no excesses; and no long-term contracts.
3. Flexibility - provides a line of credit linked to your debtors' ledger, with minimal effort and cost. You choose which invoices to send us and pay only for what you need.
4. No minimum terms or fees. Don't be locked into long term contracts. Use Invoice Xcelerator regularly; irregularly; or just as a once-off to overcome a cash flow shortage.
5. Allows you to get on with running your business as soon as you have raised an invoice, and leave the rest to Oxford.

This type of product can be used in any one or more of the following situations:

1. Where you wish to eliminate the stress associated with:
   • Having cash tied up in your debtors ledger;
   • Collecting your debtors; and
   • Worrying about your customer's ability to pay
2. You wish to obtain a working capital line without providing all your business assets as security. We will leave the fixed assets of your business unencumbered so that you are free to buy, sell or borrow against those assets, without hindrance from Oxford.
3. You are considering a Trade Credit Insurance policy to protect yourself against your customer's ability to pay. It's pay as you go, with no minimum fees.
4. Release any real estate that your current financier may have mortgaged to secure your funding lines.
5. You seek a short, medium or long term working capital and debtor protection solution.
6. You wish to obtain funding and / or insurance against all or just one of your customers.

How does Invoice Xcelerator work?

The process is quick & simple. An agreement is signed that Oxford will buy your present and future debts. This results in an initial cash injection of up to 90% of your debtors' ledger into your business.

When you have raised an invoice for goods you have delivered, or services you have provided, we will pay you up to 90% of the value of that invoice within 24 hours.

You are then refunded the remaining 10%, less a small fee, when the debtor pays.

Importantly, Oxford will also provide you protection against your customer not being able to pay. It's just like Trade Credit Insurance & Debtor Finance rolled into one simple package

Who is able to qualify for the product?

You can qualify for this product if you sell to other businesses on credit and your debtors are of good quality.

To discuss your business cash flow requirements contact us directly on 1800 850 509 or Enquire Online.